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Non Resident Indians
4. Repairs/Renovation
This scheme is available only for Salaried persons having NRI/PIO status.
Loan Amount : Min.Rs.1,00,000/-
Loan to Property cost : 85% of total cost of the property for loans up to 20 Lacs; 80% of total cost of the property for loans above 20 Lacs and up to 75 Lacs ;75% of  total cost of the property for loans above 75 lacs  
Loan Term :

For Person with Professional Qualification – 20 Years

For Others – 15 Years
Repayment Mode : Equated Monthly Installments (EMI)- Monthly Rest Basis
Rate of Interest : Contact nearest Office for details on the Prevailing Interest Rates
Upfront fees : As applicable from time to time
5. Plot Purchase
This scheme is available only for Salaried persons having NRI/PIO status.
Loan Amount : Min.Rs.1,00,000/-
Purpose : : Loan for purchase of residential plot by statutory authorities
Loan to Property cost : 75% of the property value
Loan Term :

For Person with Professional Qualification – 20 Years

For Others – 15 Years
Repayment Mode : Equated Monthly Installments (EMI) - Monthly Rest Basis
Rate of Interest : Contact nearest Office for details on the Prevailing Interest Rates
Upfront fees : As applicable from time to time
 

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