• General
  • General
Superb 30 Scheme
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Purpose:
Purchase/Construction/Extension/Repair/Renovation/Takeover

Loan Amount Min.Rs.1,00,000/-
Loan to Property cost 90% of total cost of the property for loans up to 30 Lacs; 80% of total cost of the property for loans above 30 Lacs and up to 75 Lacs ;75% of  total cost of the property for loans above 75 lacs
Loan Term Maximum term - For Salaried - 30 years, for self employed 25 Years
Repayment Mode Equated Monthly Installments (EMI)

Details:
The Rate of Interest shall be fixed for a period of first 6 months from the date of the first disbursement and shall be floating thereafter.

Rate of Interest:

Loan Slab Rate of Interest
Up to Rs. 50 Lacs 8.40%
Above Rs. 50 Lacs and up to Rs. 5 Crs 8.50%

After completion of 6 months from the date of the first disbursement, the floating Rate of Interest will be linked to the then prevailing LHPLR on next EMI due date.

Processing Fee:

Loan Amount Applicable Fees
Up to Rs. 1 cr 0.25% of Loan Amount, subject to maximum Rs. 10,000/- plus GST
Above Rs. 1 cr and up to Rs. 5 crs 0.25% of Loan Amount, subject to maximum Rs. 25,000/- plus GST

Current LHPLR: 14.70%

Sanction of Loan will be as per sole discretion of LICHFL.

Offer Validity: 31.08.2019

Designed and Developed by LICHFL